Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.
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Financial Rookies
Ready to take control but not sure where to begin? The Financial Rookies resource hub is Advanz CU's learning center designed for anyone ready to master their money. You’ll learn how to navigate the banking system on a tight budget, the right way to take out your first loan, and how to manage every dollar when things are tight. Start here, learn the basics, and build your way up.
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
Your budget is, perhaps, the most important aspect of your financial health.
Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know.
Get tips to decide where you should splurge and where you should save.
Everyone spends money, but many people don't know how to track how much they're spending or how to prioritize it.
Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more to it?
Learn about income and expenses and why they're fundamental in maintaining a budget.
Inflation happens when prices increase and purchasing power decreases.
Food can eat up your budget. Learn how to reduce your food bill with simple steps like limiting trips to restaurants and planning grocery shopping.
Evaluate your grocery spending and set a realistic budget based on food costs.
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
Learn how different savings accounts can help pave the way to financial security.
Give your finances a boost by opening your very own checking account—it’s fast and it’s easy—you’ve just got to know the basics.
Utilities are an important part of our day to day comfort and few of us can function without them. But that comfort and functionality comes with monthly bills.
Learn ways to prepare for and shore up your finances when hard times hit.
